Disclaimer
pofinance.xyz publishes a retirement calculator and editorial content for informational use. The output is mathematically verified but is not regulated advice.
Last updated:
1. Editorial accuracy
Every figure on this site is verified through three independent methods (closed-form
formula, period-by-period simulation, and Excel FV()/NPER()
cross-checks) before publication. Detected discrepancies block release.
2. No warranty
The Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including the implied warranty of merchantability, fitness for a particular purpose, or non-infringement.
3. Past performance and assumed returns
The calculator computes a deterministic projection from the rate you enter. It does not forecast investment returns or market behaviour. Real-world returns are variable and not guaranteed. Use plausible, conservatively chosen real returns and run multiple scenarios.
4. Not regulated advice
5. Limitation of liability
In no event will pofinance.xyz, its editors, contributors, hosting providers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, savings, opportunity, or data, arising out of or in connection with the use of, or the inability to use, the Service.
Where liability cannot be excluded, our aggregate liability is limited to one hundred euros (€100).
6. Third-party content
References to Microsoft Excel, Google AdSense, the AMF, the CNIL, and other third-party trademarks are for identification only. pofinance.xyz is not affiliated with any rights holder mentioned.
7. Changes
We may revise this disclaimer at any time. Material revisions are reflected in the “Last updated” date above.
8. Contact
Errors and concerns: contact page or editor@pofinance.xyz.